Becoming a Client
I know it can be hard trying to find the right financial adviser to work with. Becoming a client is easy. Here are the steps we take for you to become a client. If you are interested, just contact me at any time for your free consultation.
Understanding Your Needs
Before we begin investing or preparing a financial plan, we first need to learn about your goals and objectives. Most other firms use a “template questionnaire” to determine what your risk and goals are. My belief is that everyone is an individual & has different needs & wants. You have to have discussions to truly uncover what that person’s beliefs and goals are.
Proposal Stage – Custom Tailored Approach
Not one single client of mine has the exact same financial plan. My firm and I will custom design a financial plan that is sensitive to your investment experience as well your tax &/or Centrelink situation that then complements your unique goals and objectives. We will review the plan with you to ensure that we cover every aspect of your financial needs. We encourage our clients to become engaged in the process and to ask as many questions as they need to so they feel comfortable with the investment strategy or financial plan. Remember, we serve as your guide to making the right financial decisions. Don’t be afraid to ask questions.
Implement The Strategy
All the information we gathered from our initial meeting will be translated into an actual financial plan, also known as a Statement Of Advice, that will include the types of investments you’ll own and in what types of accounts, insurance details, etc.
Account Set Up – We handle all the paperwork for you
Once you are ready to proceed we will prepare all paperwork necessary to implement your financial plan. All you will have to do is sign the forms and review the documents to ensure their accuracy. Once the plan is implemented you will begin to receive account statements (generally on a quarterly basis) and have access to the information also online in real time.
Account Reviews – An ongoing process
It’s important to review your financial plan to ensure that your objectives, financial situation and other factors have not changed. While you may contact your Advisor on a regular basis to ask questions or review your account, we recommend a full review of your account at least once a year. This involves reviewing all the original information you submitted at the initial engagement meeting to make sure nothing has changed.